Disclosures. Own Your Market is an educational program. It is not legal, tax, financial or brokerage advice. Licensing law, advertising rules, disclosure obligations and probate procedures vary by state, so verify practices with your broker. No earnings claims: transaction counts and outcomes described reflect one broker's experience in a specific Southern California market, are not typical, and are not a prediction of your results. Testimonials shown are from Ray's real estate clients about brokerage services, not from students of this program. REALTOR® is a registered collective membership mark of the National Association of REALTORS®. Reference to the California Association of REALTORS® reflects a speaking engagement, not endorsement. All real estate activity must comply with fair housing law. © 2026 NextMove Real Estate · Terms · Privacy · Refund Policy